Property Review

1-Storey Semi-D, Taman Merlimau Emas Seksyen 3 @ Merlimau, Melaka

Powered by NAPIC + DOSM data

Generated 29 April 2026

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Executive Summary

Developer

Location

Merlimau, Melaka

Type

Semi-D

Price

RM476k+

Tenure

Freehold

Completion

NewProjek Verdict

  • **Pricing & Value**: At RM476,000 for a freehold semi-detached property, the pricing is competitive for the Merlimau market segment, though affordability depends on buyer income levels; without specified completion dates and detailed specifications, value assessment remains preliminary and requires site inspection and comparison with comparable units.
  • **Location & Connectivity**: Merlimau offers suburban living with moderate accessibility to Melaka City, but the absence of nearby MRT connectivity limits public transport options and may reduce long-term capital appreciation compared to developments along planned transit corridors.
  • **Risk & Timing**: Key risks include unclear completion timeline and developer track record, which affect investment certainty; market timing is moderate as Melaka's property sector shows steady but modest growth, making this suitable for owner-occupiers but requiring careful evaluation for investment returns.

NewProjek Score

6

Moderate

  • Developer verification status not confirmed
  • Freehold tenure provides long-term ownership security
  • Priced 32% above area median — premium pricing
Market Price Analysis

Is this project priced fairly?

Developer PriceRM476,000
Melaka MedianRM360,000
Priced 32% above area median

Melaka — Median Condo Prices (NAPIC)

YearMedian PriceYoY Change
2021RM285,000
2022RM291,000+2.1%
2023RM297,000+2.1%
2024RM304,000+2.4%
2025RM310,000+2.0%
Investment Analysis

Est. Monthly Rental

RM1,400–1,900

Based on similar properties in Melaka

Gross Rental Yield

3.7%–4.7%

Annual rental / property price

Area Price Trend

+8.8%

NAPIC data 2021–2025

Price-to-Income

6.4x

National avg: 6.8x

Loan Eligibility by Salary

Monthly SalaryMax AffordableCan Afford?
RM5,000RM704kYes
RM7,000RM1.0 milYes
RM10,000RM1.5 milYes
RM15,000RM2.3 milYes
RM20,000RM3.2 milYes

Based on 4.5% interest, 35-year tenure, 70% DSR, RM500 existing commitments, 90% loan margin

Area Profile

DOSM income data for Melaka

Median Household Income

RM6,210/mo

DOSM 2022

Mean Household Income

RM8,057/mo

DOSM 2022

Households Above RM8k

~35%

Estimated for Melaka

Comparable Projects

Similar projects in Melaka

Why Consider + Risk Factors

Why Consider

  • Freehold tenure ensures long-term ownership security and asset appreciation
  • Affordable semi-D at RM476k in established Melaka township
  • Strategic Merlimau location with growing residential and commercial development
  • Spacious single-storey design ideal for families and retirees
  • Strong investment potential in Melaka's expanding property market

Risk Factors

  • Under construction — completion delays are possible
  • Premium pricing relative to area median may limit resale upside
  • No MRT/LRT station listed nearby — may affect future demand
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Disclaimer: This report is generated using publicly available data from NAPIC, DOSM, and developer disclosures. Rental estimates, yield projections, and risk assessments are indicative only and do not constitute financial advice. Market conditions may change. Consult a licensed property valuer or financial advisor before making investment decisions. NewProjek is not responsible for any decisions made based on this report.