Property Review

RAYDEN

Powered by NAPIC + DOSM data

Generated 14 May 2026

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Executive Summary

Developer

SP Setia

Location

Johor, Johor

Type

Semi-detached house

Price

RM1 mil+

Tenure

Completion

NewProjek Verdict

  • **Value & Pricing**: At RM1,000,000 entry point for semi-detached units, the pricing appears positioned for the upper-middle segment; competitive valuation assessment requires comparison with similar SP Setia developments in Johor, though lack of tenure specification limits full value determination.
  • **Location & Connectivity**: Johor location offers regional accessibility but absence of nearby MRT connectivity is a notable limitation; viability depends on proximity to major highways, commercial centers, and alternative public transport options which require site-specific verification.
  • **Risk & Timing**: Material risks include undefined completion timeline and unspecified tenure type (freehold vs. leasehold), both critical factors affecting investment returns and long-term asset value; project maturity stage and developer track record should be clarified before commitment.

NewProjek Score

6.5

Moderate

  • Verified developer with established track record
  • Priced 138% above area median — premium pricing
Market Price Analysis

Is this project priced fairly?

Developer PriceRM1,000,000
Johor MedianRM420,000
Priced 138% above area median

Johor — Median Condo Prices (NAPIC)

YearMedian PriceYoY Change
2021RM350,000
2022RM358,000+2.3%
2023RM365,000+2.0%
2024RM372,000+1.9%
2025RM380,000+2.2%
Investment Analysis

Est. Monthly Rental

RM3,900–5,300

Based on similar properties in Johor

Gross Rental Yield

5.0%–6.0%

Annual rental / property price

Area Price Trend

+8.6%

NAPIC data 2021–2025

Price-to-Income

12.1x

National avg: 6.8x

Loan Eligibility by Salary

Monthly SalaryMax AffordableCan Afford?
RM5,000RM704kNo
RM7,000RM1.0 milStretch
RM10,000RM1.5 milYes
RM15,000RM2.3 milYes
RM20,000RM3.2 milYes

Based on 4.5% interest, 35-year tenure, 70% DSR, RM500 existing commitments, 90% loan margin

Area Profile

DOSM income data for Johor

Median Household Income

RM6,879/mo

DOSM 2022

Mean Household Income

RM8,517/mo

DOSM 2022

Households Above RM8k

~39%

Estimated for Johor

Why Consider + Risk Factors

Why Consider

  • SP Setia's reputable developer track record ensures quality construction
  • Johor location offers affordable semi-detached homes versus Klang Valley
  • Strategic Johor position for growing commercial and residential demand
  • Potential capital appreciation in developing Johor property market
  • Semi-detached layout provides spacious living at competitive RM1M price

Risk Factors

  • Under construction — completion delays are possible
  • Premium pricing relative to area median may limit resale upside
  • No MRT/LRT station listed nearby — may affect future demand
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Disclaimer: This report is generated using publicly available data from NAPIC, DOSM, and developer disclosures. Rental estimates, yield projections, and risk assessments are indicative only and do not constitute financial advice. Market conditions may change. Consult a licensed property valuer or financial advisor before making investment decisions. NewProjek is not responsible for any decisions made based on this report.