Kelayakan Beli Rumah Di Pahang 2026
Semak kelayakan pinjaman rumah anda berdasarkan data pendapatan isi rumah DOSM. Bandingkan gaji anda dengan harga hartanah baru di Pahang.
Quick Answer — Can you afford a house in Pahang?
The median household income in Pahang is RM4,975/month (2024 DOSM data). On this income, you can afford a property up to approximately RM700k (70% DSR, 35-year tenure, 4.5% interest). The median new launch price here is RM299k — a price-to-income ratio of 5.0x. This is within the 5x affordability threshold — good news for buyers.
Kalkulator Kelayakan Beli Rumah di Pahang
Adjust your monthly household income to see what you can afford. Pre-filled with Pahang's median income.
Income vs Property Prices in Pahang
New Launch Price Distribution — Pahang
Bars in coral = within your budget at RM4,975/month income
Stamp Duty & Legal Fees Estimate — RM700k Property
Based on the median-income affordable price of RM700k in Pahang:
For detailed calculations, use our Stamp Duty Calculator.
Household Income Trend — Pahang
Median household income growth in Pahang over the years (DOSM data):
| Year | Median (RM) | Mean (RM) | Growth |
|---|---|---|---|
| 2009 | 2,479 | 3,279 | — |
| 2012 | 3,067 | 3,745 | +23.7% |
| 2014 | 3,389 | 4,343 | +10.5% |
| 2016 | 3,979 | 5,012 | +17.4% |
| 2019 | 4,440 | 5,667 | +11.6% |
| 2020 | 4,033 | 5,144 | -9.2% |
| 2022 | 4,753 | 5,777 | +17.9% |
| 2024 | 4,975 | 6,066 | +4.7% |
Source: Department of Statistics Malaysia (DOSM) Household Income Survey
New Launches in Pahang Within Median-Income Budget
These projects start below RM700k — affordable on Pahang's median household income.
Genting Properties
Grand Ion Majestic @ Genting Highlands
Genting Highlands, Pahang
Vistaria @ Varsity Park
Kuantan, Pahang
Imperium Residence, Kuantan Waterfront Resort City
Kuantan, Pahang
Eco Damansara, Single Storey Terrace & Semi-D @ Jln Bypass Kuantan, Pahang
Kuantan, Pahang
Eco Damansara, Single Storey Semi-D & Terrace @ Jln Bypass Kuantan, Pahang
Kuantan, Pahang
2-Storey Terrace @ Taman Azalea, Bentong, Pahang
Bentong, Pahang
Property Affordability in Pahang — What the Data Shows
Based on DOSM 2024 data, the median household income in Pahang is RM4,975/month (RM59,700/year). The mean (average) is higher at RM6,066/month, indicating that higher-income households pull the average up.
With a median new launch price of RM299k, the price-to-income ratio stands at 5.0x. The international benchmark for housing affordability is 3–5x annual income. Pahang currently exceeds this benchmark, meaning property here may be a stretch for single-income households at the median. Dual-income households or above-median earners have significantly more options.
To check your personal affordability, adjust the salary slider above. You can also explore our full affordability calculator for a detailed DSR breakdown with savings gap analysis.
Kira Kelayakan Beli Rumah di Pahang 2026
Layak ke anda beli rumah di Pahang? Soalan ini sering ditanya oleh ramai rakyat Malaysia. Berdasarkan data DOSM 2024, pendapatan isi rumah penengah di Pahang adalah RM4,975 sebulan.
Dengan menggunakan kadar DSR 70% yang digunakan oleh bank, pendapatan ini membolehkan anda membeli hartanah sehingga kira-kira RM700k (dengan pinjaman 35 tahun, kadar faedah 4.5%, dan komitmen sedia ada RM500).
Gunakan kalkulator kelayakan di atas untuk semak sama ada gaji anda cukup untuk beli rumah di Pahang. Masukkan pendapatan bulanan anda dan lihat berapa harga rumah maksimum yang anda layak.
Untuk pengiraan duti setem dan fi guaman, gunakan Kalkulator Duti Setem. Untuk kira ansuran bulanan pinjaman perumahan, gunakan Kalkulator Pinjaman Rumah.
Soalan Lazim — Beli Rumah di Pahang
Berapa gaji minimum untuk beli rumah di Pahang?
Berdasarkan harga hartanah semasa di Pahang, gaji minimum RM2,319/bulan diperlukan (70% DSR, 35 tahun, kadar 4.5%). Gunakan kalkulator di atas untuk kira berdasarkan gaji anda.
What is the average household income in Pahang?
According to DOSM 2024 data, the median household income in Pahang is RM4,975/month, while the mean (average) is RM6,066/month.
Mampu ke beli rumah gaji RM5000 di Pahang?
Dengan gaji RM5000/bulan dan DSR 70%, anda layak untuk hartanah sehingga RM700k. Di Pahang, terdapat 6+ projek baru dalam bajet ini.
How much house can I afford in Pahang on the median salary?
On the Pahang median household income of RM4,975/month, assuming 70% DSR, 35-year tenure, 4.5% interest, and RM500 existing commitments, you can afford a property up to approximately RM700k.
Is Pahang affordable for property buyers in 2026?
The price-to-income ratio in Pahang is 5.0x. This exceeds the 5x affordability threshold, suggesting many households may need dual incomes or longer savings periods.
Apakah kadar DSR yang bank gunakan di Malaysia?
Bank di Malaysia biasanya menggunakan DSR (Debt Service Ratio) maksimum 70% untuk kelulusan pinjaman perumahan. Ini bermakna jumlah semua ansuran bulanan (termasuk pinjaman baru) tidak boleh melebihi 70% daripada pendapatan kasar. DSR 60% dianggap lebih selesa.
Semak Kelayakan di Negeri Lain
Ready to Buy in Pahang?
Browse 6 new launch projects with direct developer pricing — real market prices.