Property Review

1.5 Storey Bungalow, Taman Kota SPP Warisan @ Tumpat, Kelantan

Powered by NAPIC + DOSM data

Generated 29 April 2026

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Executive Summary

Developer

Location

Tumpat, Kelantan

Type

Bungalow

Price

RM470k+

Tenure

Completion

NewProjek Verdict

  • **Value & Pricing**: RM470,000 entry price is competitive for a 1.5-storey bungalow in East Coast Malaysia, offering reasonable affordability compared to Klang Valley equivalents, though price-to-size ratio requires verification against comparable local properties.
  • **Location & Connectivity**: Tumpat offers limited urban infrastructure and relies primarily on road connectivity; proximity to Kota Bharu city center and absence of MRT/rail access may restrict appeal to commuters and limit long-term appreciation potential in this secondary market.
  • **Risk & Timing**: Missing tenure specifications and completion dates present documentation gaps that require clarification; the non-urban location carries inherent risks regarding tenant demand, resale liquidity, and economic growth potential compared to major metropolitan developments.

NewProjek Score

5

Moderate

  • Developer verification status not confirmed
  • Priced 62% above area median — premium pricing
Market Price Analysis

Is this project priced fairly?

Developer PriceRM470,000
Kelantan MedianRM290,000
Priced 62% above area median

Kelantan — Median Condo Prices (NAPIC)

YearMedian PriceYoY Change
2021RM225,000
2022RM231,000+2.7%
2023RM238,000+3.0%
2024RM244,000+2.5%
2025RM250,000+2.5%
Investment Analysis

Est. Monthly Rental

RM1,500–2,000

Based on similar properties in Kelantan

Gross Rental Yield

3.9%–4.9%

Annual rental / property price

Area Price Trend

+11.1%

NAPIC data 2021–2025

Price-to-Income

10.8x

National avg: 6.8x

Loan Eligibility by Salary

Monthly SalaryMax AffordableCan Afford?
RM5,000RM704kYes
RM7,000RM1.0 milYes
RM10,000RM1.5 milYes
RM15,000RM2.3 milYes
RM20,000RM3.2 milYes

Based on 4.5% interest, 35-year tenure, 70% DSR, RM500 existing commitments, 90% loan margin

Area Profile

DOSM income data for Kelantan

Median Household Income

RM3,614/mo

DOSM 2022

Mean Household Income

RM4,885/mo

DOSM 2022

Households Above RM8k

~20%

Estimated for Kelantan

Comparable Projects

Similar projects in Kelantan

Why Consider + Risk Factors

Why Consider

  • Located in Tumpat, Kelantan
  • By Developer

Risk Factors

  • Under construction — completion delays are possible
  • Premium pricing relative to area median may limit resale upside
  • No MRT/LRT station listed nearby — may affect future demand
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Disclaimer: This report is generated using publicly available data from NAPIC, DOSM, and developer disclosures. Rental estimates, yield projections, and risk assessments are indicative only and do not constitute financial advice. Market conditions may change. Consult a licensed property valuer or financial advisor before making investment decisions. NewProjek is not responsible for any decisions made based on this report.