Affordable Housing Malaysia 2026
Every government affordable home in one place — PR1MA, PPAM, SPNB and Residensi Wilayah (RUMAWIP). Browse 178 projects by state, with prices, units and build status, from official KPKT data.
What counts as affordable housing in Malaysia?
Affordable housing covers the government-backed schemes that let eligible Malaysians own a home below market price. The four main programmes are PR1MA (middle-income buyers), PPAM (civil servants), SPNB (national housing) and Residensi Wilayah / RUMAWIP (Federal Territory residents). Prices on this page start from around RM119k.
Below you'll find the 178 projects currently in the official KPKT registry, grouped by state and scheme, so you can see what exists near you before you apply through each programme's portal.
The Affordable Housing Schemes
Perumahan Rakyat 1Malaysia — federal affordable homes for middle-income (M40) Malaysians, typically priced RM100k–RM400k with eligibility by household income and a resale moratorium.
Perumahan Penjawat Awam — affordable housing reserved for Malaysian civil servants (public-sector employees), with subsidised pricing and dedicated financing.
Syarikat Perumahan Negara Berhad — the national housing company that delivers affordable and people's housing programmes across Malaysia.
Residensi Wilayah / RUMAWIP — affordable homes in the Federal Territories (Kuala Lumpur, Putrajaya, Labuan) for eligible federal-territory residents.
Affordable Housing by State
See every PR1MA, PPAM, SPNB and RUMAWIP project in your state.
Perak
33 projects · from RM165k
Pahang
26 projects · from RM184k
Melaka
20 projects · from RM182k
Kuala Lumpur
16 projects · from RM243k
Selangor
15 projects · from RM285k
Kedah
14 projects · from RM119k
Sabah
12 projects · from RM150k
Johor
10 projects · from RM169k
Kelantan
8 projects · from RM158k
Negeri Sembilan
8 projects · from RM230k
Sarawak
6 projects · from RM235k
Terengganu
4 projects · from RM229k
Perlis
3 projects · from RM190k
Penang
2 projects
Labuan
1 project · from RM300k
Frequently Asked Questions
What is affordable housing in Malaysia?▼
Affordable housing in Malaysia refers to government-backed home ownership schemes priced below market rate for eligible buyers. The main programmes are PR1MA (for middle-income Malaysians), PPAM (for civil servants), SPNB (national housing), and Residensi Wilayah / RUMAWIP (Federal Territory residents). Prices typically range from about RM100,000 to RM400,000.
What is the difference between PR1MA and PPAM?▼
PR1MA (Perumahan Rakyat 1Malaysia) is open to middle-income (M40) Malaysians within set household-income limits. PPAM (Perumahan Penjawat Awam) is reserved specifically for Malaysian civil servants. Both offer subsidised pricing and dedicated financing, and both usually carry a resale moratorium.
How do I apply for affordable housing in Malaysia?▼
Each scheme has its own application portal and eligibility (income ceiling, citizenship, not already owning a home). PR1MA, PPAM, SPNB and RUMAWIP applications are made through the respective official programme websites. This page lists the projects so you can see what exists in your state before applying.
Can I sell a PR1MA or affordable home?▼
Most affordable-housing schemes impose a moratorium (commonly up to 10 years) during which you cannot freely sell the unit, to prevent speculation. After the moratorium, resale is allowed subject to the scheme's conditions. Always check the specific terms for your scheme.