Property Review

Palmwood 4

Powered by verified data + DOSM

Generated 9 July 2026

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Executive Summary

Developer

SP Setia

Location

Johor

Type

2-sty terrace/link house

Price

RM1.1 mil+

Tenure

Completion

NewProjek Verdict

  • **Value/Pricing**: The entry price of RM1,110,095 positions Palmwood 4 competitively within the mid-range terrace house segment for Johor, offering reasonable value relative to built-up area and developer credentials, though the lack of premium finishes justifies the positioning.
  • **Location/Connectivity**: The Johor location provides accessibility via major highways and arterial roads; however, the absence of nearby MRT connectivity limits long-term public transport convenience and may impact resale appeal as transportation infrastructure develops.
  • **Risk/Timing**: Developer SP Setia's track record mitigates execution risk, but the non-disclosure of completion timeline creates uncertainty for investors planning cash flow or occupancy; market sentiment in Johor's residential sector warrants monitoring given broader economic conditions.

NewProjek Score

5.5

Moderate

  • Developer verification status not confirmed
  • Priced 164% above area median — premium pricing
Market Price Analysis

Is this project priced fairly?

Developer PriceRM1,110,095
Johor MedianRM420,000
Priced 164% above area median

Johor — Median Condo Prices (Verified)

YearMedian PriceYoY Change
2021RM350,000
2022RM358,000+2.3%
2023RM365,000+2.0%
2024RM372,000+1.9%
2025RM380,000+2.2%
Investment Analysis

Est. Monthly Rental

RM4,300–5,900

Based on similar properties in Johor

Gross Rental Yield

5.0%–6.0%

Annual rental / property price

Area Price Trend

+8.6%

Verified data 2021–2025

Price-to-Income

12.0x

National avg: 6.8x

Loan Eligibility by Salary

Monthly SalaryMax AffordableCan Afford?
RM5,000RM704kNo
RM7,000RM1.0 milStretch
RM10,000RM1.5 milYes
RM15,000RM2.3 milYes
RM20,000RM3.2 milYes

Based on 4.5% interest, 35-year tenure, 70% DSR, RM500 existing commitments, 90% loan margin

Area Profile

DOSM income data for Johor

Median Household Income

RM7,712/mo

DOSM 2024

Mean Household Income

RM9,484/mo

DOSM 2024

Households Above RM8k

~43%

Estimated for Johor

Why Consider + Risk Factors

Why Consider

  • By SP Setia

Risk Factors

  • Under construction — completion delays are possible
  • Premium pricing relative to area median may limit resale upside
  • No MRT/LRT station listed nearby — may affect future demand

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Disclaimer: This report is generated using publicly available data from the government, DOSM, and developer disclosures. Rental estimates, yield projections, and risk assessments are indicative only and do not constitute financial advice. Market conditions may change. Consult a licensed property valuer or financial advisor before making investment decisions. NewProjek is not responsible for any decisions made based on this report.