Projek Perumahan Perwira, 1-storey Terrace @ Segari, Lumut, Perak
Powered by NAPIC + DOSM data
Generated 29 April 2026
Developer
—
Location
Lumut, Perak
Type
Landed House
Price
RM203k+
Tenure
—
Completion
—
NewProjek Verdict
- •**Value & Pricing**: RM203,000 entry price is competitive for 1-storey terrace housing in Perak, offering affordable accessibility to first-time buyers, though long-term capital appreciation potential may be moderate relative to properties in more established urban centres.
- •**Location & Connectivity**: Lumut's positioning as a coastal town provides lifestyle appeal and proximity to port facilities, but lacks MRT connectivity and relies on road-based transport, limiting commuting convenience for those working in major metropolitan areas like Ipoh or Kuala Lumpur.
- •**Risk & Timing**: Critical project details including tenure type, completion timeline, and developer track record remain unspecified, creating uncertainty around legal security and delivery schedules; prospective buyers should request comprehensive information before commitment to mitigate execution and regulatory risks.
NewProjek Score
7
Worth Considering
- • Developer verification status not confirmed
- • Priced below area median — potential value opportunity
- • Completed project — no construction risk
Is this project priced fairly?
Perak — Median Condo Prices (NAPIC)
| Year | Median Price | YoY Change |
|---|---|---|
| 2021 | RM255,000 | — |
| 2022 | RM261,000 | +2.4% |
| 2023 | RM267,000 | +2.3% |
| 2024 | RM274,000 | +2.6% |
| 2025 | RM280,000 | +2.2% |
Est. Monthly Rental
RM600–800
Based on similar properties in Perak
Gross Rental Yield
3.5%–4.5%
Annual rental / property price
Area Price Trend
+9.8%
NAPIC data 2021–2025
Price-to-Income
3.8x
National avg: 6.8x
Loan Eligibility by Salary
| Monthly Salary | Max Affordable | Can Afford? |
|---|---|---|
| RM5,000 | RM704k | Yes |
| RM7,000 | RM1.0 mil | Yes |
| RM10,000 | RM1.5 mil | Yes |
| RM15,000 | RM2.3 mil | Yes |
| RM20,000 | RM3.2 mil | Yes |
Based on 4.5% interest, 35-year tenure, 70% DSR, RM500 existing commitments, 90% loan margin
DOSM income data for Perak
Median Household Income
RM4,494/mo
DOSM 2022
Mean Household Income
RM5,779/mo
DOSM 2022
Households Above RM8k
~25%
Estimated for Perak
Similar projects in Perak
| Project | Location | Price From | Status |
|---|---|---|---|
| Rumah Teres 1 Tingkat (Fasa 2B) @ Taman Impiana Bidor, Perak KOTA IMPIANA PROPERTIES SDN BHD | Kampar | RM218k | New Launch |
| Kampus West City Condominium @ Kampar | Kampar | RM228k | Completed |
| Alpinia @ Ipoh | Ipoh | RM238k | New Launch |
Why Consider
- • Located in Lumut, Perak
- • By Developer
Risk Factors
- • No MRT/LRT station listed nearby — may affect future demand
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Disclaimer: This report is generated using publicly available data from NAPIC, DOSM, and developer disclosures. Rental estimates, yield projections, and risk assessments are indicative only and do not constitute financial advice. Market conditions may change. Consult a licensed property valuer or financial advisor before making investment decisions. NewProjek is not responsible for any decisions made based on this report.