Can You Afford a House in Perlis? 2026
Semak kelayakan pinjaman rumah anda berdasarkan data pendapatan isi rumah DOSM. Bandingkan gaji anda dengan harga hartanah baru di Perlis.
Quick Answer — Can you afford a house in Perlis?
The median household income in Perlis is RM4,713/month (2022 DOSM data). On this income, you can afford a property up to approximately RM657k (70% DSR, 35-year tenure, 4.5% interest). The median new launch price here is RM438k — a price-to-income ratio of 7.7x. This is above the 5x affordability threshold, meaning many households may need dual incomes or a longer savings period.
Kalkulator Kelayakan — Mampu Beli Rumah di Perlis?
Adjust your monthly household income to see what you can afford. Pre-filled with Perlis's median income.
Income vs Property Prices in Perlis
New Launch Price Distribution — Perlis
Bars in coral = within your budget at RM4,713/month income
Stamp Duty & Legal Fees Estimate — RM657k Property
Based on the median-income affordable price of RM657k in Perlis:
For detailed calculations, use our Stamp Duty Calculator.
Household Income Trend — Perlis
Median household income growth in Perlis over the years (DOSM data):
| Year | Median (RM) | Mean (RM) | Growth |
|---|---|---|---|
| 2007 | 1,746 | 2,541 | — |
| 2009 | 1,832 | 2,617 | +4.9% |
| 2012 | 2,387 | 3,538 | +30.3% |
| 2014 | 3,500 | 4,445 | +46.6% |
| 2016 | 4,204 | 4,998 | +20.1% |
| 2019 | 4,594 | 5,476 | +9.3% |
| 2020 | 4,043 | 4,971 | -12.0% |
| 2022 | 4,713 | 5,664 | +16.6% |
Source: Department of Statistics Malaysia (DOSM) Household Income Survey
New Launches in Perlis Within Median-Income Budget
These projects start below RM657k — affordable on Perlis's median household income.
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Double Storey Terrace @ Taman Saujana Idaman II 4C, Kubang Gajah, Arau, Perlis
Arau, Perlis
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Single Storey Semi-D & Bungalow @ Taman Sri Gunung, Kangar, Perlis
Kangar, Perlis
Property Affordability in Perlis — What the Data Shows
Based on DOSM 2022 data, the median household income in Perlis is RM4,713/month (RM56,556/year). The mean (average) is higher at RM5,664/month, indicating that higher-income households pull the average up.
With a median new launch price of RM438k, the price-to-income ratio stands at 7.7x. The international benchmark for housing affordability is 3–5x annual income. Perlis currently exceeds this benchmark, meaning property here may be a stretch for single-income households at the median. Dual-income households or above-median earners have significantly more options.
To check your personal affordability, adjust the salary slider above. You can also explore our full affordability calculator for a detailed DSR breakdown with savings gap analysis.
Kira Kelayakan Beli Rumah di Perlis — Mampu Beli Rumah 2026
Mampu ke beli rumah di Perlis? Soalan ini sering ditanya oleh ramai rakyat Malaysia. Berdasarkan data DOSM 2022, pendapatan isi rumah penengah di Perlis adalah RM4,713 sebulan.
Dengan menggunakan kadar DSR 70% yang digunakan oleh bank, pendapatan ini membolehkan anda membeli hartanah sehingga kira-kira RM657k (dengan pinjaman 35 tahun, kadar faedah 4.5%, dan komitmen sedia ada RM500).
Gunakan kalkulator kelayakan di atas untuk semak sama ada gaji anda cukup untuk beli rumah di Perlis. Masukkan pendapatan bulanan anda dan lihat berapa harga rumah maksimum yang anda layak.
Untuk pengiraan duti setem dan fi guaman, gunakan Kalkulator Duti Setem. Untuk kira ansuran bulanan pinjaman perumahan, gunakan Kalkulator Pinjaman Rumah.
Soalan Lazim — Beli Rumah di Perlis
Berapa gaji minimum untuk beli rumah di Perlis?
Berdasarkan harga hartanah semasa di Perlis, gaji minimum RM3,165/bulan diperlukan (70% DSR, 35 tahun, kadar 4.5%). Gunakan kalkulator di atas untuk kira berdasarkan gaji anda.
What is the average household income in Perlis?
According to DOSM 2022 data, the median household income in Perlis is RM4,713/month, while the mean (average) is RM5,664/month.
Mampu ke beli rumah gaji RM5000 di Perlis?
Dengan gaji RM5000/bulan dan DSR 70%, anda layak untuk hartanah sehingga RM657k. Di Perlis, terdapat 2+ projek baru dalam bajet ini.
How much house can I afford in Perlis on the median salary?
On the Perlis median household income of RM4,713/month, assuming 70% DSR, 35-year tenure, 4.5% interest, and RM500 existing commitments, you can afford a property up to approximately RM657k.
Is Perlis affordable for property buyers in 2026?
The price-to-income ratio in Perlis is 7.7x. This exceeds the 5x affordability threshold, suggesting many households may need dual incomes or longer savings periods.
Apakah kadar DSR yang bank gunakan di Malaysia?
Bank di Malaysia biasanya menggunakan DSR (Debt Service Ratio) maksimum 70% untuk kelulusan pinjaman perumahan. Ini bermakna jumlah semua ansuran bulanan (termasuk pinjaman baru) tidak boleh melebihi 70% daripada pendapatan kasar. DSR 60% dianggap lebih selesa.
Check Affordability in Other States
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