Can You Afford a House in Selangor? 2026
Semak kelayakan pinjaman rumah anda berdasarkan data pendapatan isi rumah DOSM. Bandingkan gaji anda dengan harga hartanah baru di Selangor.
Quick Answer — Can you afford a house in Selangor?
The median household income in Selangor is RM9,983/month (2022 DOSM data). On this income, you can afford a property up to approximately RM1.5 mil (70% DSR, 35-year tenure, 4.5% interest). The median new launch price here is RM600k — a price-to-income ratio of 5.0x. This is within the 5x affordability threshold — good news for buyers.
Kalkulator Kelayakan — Mampu Beli Rumah di Selangor?
Adjust your monthly household income to see what you can afford. Pre-filled with Selangor's median income.
Income vs Property Prices in Selangor
New Launch Price Distribution — Selangor
Bars in coral = within your budget at RM9,983/month income
Stamp Duty & Legal Fees Estimate — RM1.5 mil Property
Based on the median-income affordable price of RM1.5 mil in Selangor:
For detailed calculations, use our Stamp Duty Calculator.
Household Income Trend — Selangor
Median household income growth in Selangor over the years (DOSM data):
| Year | Median (RM) | Mean (RM) | Growth |
|---|---|---|---|
| 2007 | 4,046 | 5,580 | — |
| 2009 | 4,306 | 5,962 | +6.4% |
| 2012 | 5,353 | 7,023 | +24.3% |
| 2014 | 6,214 | 8,252 | +16.1% |
| 2016 | 7,225 | 9,463 | +16.3% |
| 2019 | 8,210 | 10,827 | +13.6% |
| 2020 | 7,300 | 9,668 | -11.1% |
| 2022 | 9,983 | 12,233 | +36.8% |
Source: Department of Statistics Malaysia (DOSM) Household Income Survey
New Launches in Selangor Within Median-Income Budget
These projects start below RM1.5 mil — affordable on Selangor's median household income.
Gamuda Land
Gamuda Cove
Cyberjaya, Selangor
Eco World Development
EcoSanctuary Selangor
Sepang, Selangor
IOI Properties
IOI Rio City
Puchong, Selangor
SP Setia
Setia Sky Vista
Puchong, Selangor
Mah Sing Group
M Sinar @ Southville City
Southville, Selangor
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2-storey Terraces house at Setia Alamsari, Bangi-Kajang-Putrajaya
Kajang, Selangor
Property Affordability in Selangor — What the Data Shows
Based on DOSM 2022 data, the median household income in Selangor is RM9,983/month (RM119,796/year). The mean (average) is higher at RM12,233/month, indicating that higher-income households pull the average up.
With a median new launch price of RM600k, the price-to-income ratio stands at 5.0x. The international benchmark for housing affordability is 3–5x annual income. Selangor currently exceeds this benchmark, meaning property here may be a stretch for single-income households at the median. Dual-income households or above-median earners have significantly more options.
To check your personal affordability, adjust the salary slider above. You can also explore our full affordability calculator for a detailed DSR breakdown with savings gap analysis.
Kira Kelayakan Beli Rumah di Selangor — Mampu Beli Rumah 2026
Mampu ke beli rumah di Selangor? Soalan ini sering ditanya oleh ramai rakyat Malaysia. Berdasarkan data DOSM 2022, pendapatan isi rumah penengah di Selangor adalah RM9,983 sebulan.
Dengan menggunakan kadar DSR 70% yang digunakan oleh bank, pendapatan ini membolehkan anda membeli hartanah sehingga kira-kira RM1.5 mil (dengan pinjaman 35 tahun, kadar faedah 4.5%, dan komitmen sedia ada RM500).
Gunakan kalkulator kelayakan di atas untuk semak sama ada gaji anda cukup untuk beli rumah di Selangor. Masukkan pendapatan bulanan anda dan lihat berapa harga rumah maksimum yang anda layak.
Untuk pengiraan duti setem dan fi guaman, gunakan Kalkulator Duti Setem. Untuk kira ansuran bulanan pinjaman perumahan, gunakan Kalkulator Pinjaman Rumah.
Soalan Lazim — Beli Rumah di Selangor
Berapa gaji minimum untuk beli rumah di Selangor?
Berdasarkan harga hartanah semasa di Selangor, gaji minimum RM4,151/bulan diperlukan (70% DSR, 35 tahun, kadar 4.5%). Gunakan kalkulator di atas untuk kira berdasarkan gaji anda.
What is the average household income in Selangor?
According to DOSM 2022 data, the median household income in Selangor is RM9,983/month, while the mean (average) is RM12,233/month.
Mampu ke beli rumah gaji RM10000 di Selangor?
Dengan gaji RM10000/bulan dan DSR 70%, anda layak untuk hartanah sehingga RM1.5 mil. Di Selangor, terdapat 6+ projek baru dalam bajet ini.
How much house can I afford in Selangor on the median salary?
On the Selangor median household income of RM9,983/month, assuming 70% DSR, 35-year tenure, 4.5% interest, and RM500 existing commitments, you can afford a property up to approximately RM1.5 mil.
Is Selangor affordable for property buyers in 2026?
The price-to-income ratio in Selangor is 5.0x. This exceeds the 5x affordability threshold, suggesting many households may need dual incomes or longer savings periods.
Apakah kadar DSR yang bank gunakan di Malaysia?
Bank di Malaysia biasanya menggunakan DSR (Debt Service Ratio) maksimum 70% untuk kelulusan pinjaman perumahan. Ini bermakna jumlah semua ansuran bulanan (termasuk pinjaman baru) tidak boleh melebihi 70% daripada pendapatan kasar. DSR 60% dianggap lebih selesa.
Check Affordability in Other States
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