New Property for RM5,000/Month — Malaysia 2026
Properties priced up to RM1,221,403. Minimum salary needed: RM8,333/month.
Loan Breakdown
| Monthly instalment | RM5,000 |
| Total loan amount | RM1,099,263 |
| Max property price | RM1,221,403 |
| Downpayment (10%) | RM122,140 |
| Interest rate | 4.2% p.a. |
| Loan tenure | 35 years (420 months) |
| Total interest paid | RM1,000,737 |
Matching Projects (356 found)
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Ponderosa Vista @ Jalan Ponderosa Utama
Johor Bahru, Johor
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Puteri Oasis, Bungalow Lots @ Bandar Tasik Puteri, Rawang, Selangor
Rawang, Selangor
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Taman Nuri Botani, Villament (RMM) @ Durian Tunggal, Melaka
Durian Tunggal, Melaka
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Projek Perumahan Perwira, 1-storey Terrace @ Segari, Lumut, Perak
Lumut, Perak
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Seri Seraya @ Puncak Bestari, Puncak Alam | Affordable Homes
Puncak Alam, Selangor
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Bungalow Land @ Taman Seri Bertam, Melaka Tengah
Melaka Tengah, Melaka
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Rumah Teres 1 Tingkat (Fasa 2B) @ Taman Impiana Bidor, Perak
Kampar, Perak
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Qordzia Fasa 2A & 3A, Rumah Teres Setingkat @ Kuantan, Pahang
Kuantan, Pahang
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Taman Pusu Tiga 2, 1-Storey Terrace @ Kuala Nerus, Terengganu
Kuala Nerus, Terengganu
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Kampus West City Condominium @ Kampar
Kampar, Perak
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Alpinia @ Ipoh
Ipoh, Perak
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Recommended Areas for RM5,000/Month
These areas typically have new launches within your RM5,000/month budget.
Budget Comparison
Tips to Increase Your Budget
Joint loan with spouse/family
Combining incomes can increase your eligibility by 30–40%. Both applicants' salaries are considered for DSR calculation, unlocking higher loan amounts.
Withdraw EPF Account 2
Use your EPF Account 2 savings for the 10% downpayment and related purchase costs. This reduces your cash outlay and lets you aim for a higher-priced property.
Choose 40-year tenure
If you're below 25, some banks offer up to 40-year tenure. Longer tenure means lower monthly payments — though total interest increases.
Frequently Asked Questions
What property can I buy with RM5,000/month in Malaysia?▼
Which areas have new launches for RM5,000/month?▼
Is RM5,000/month instalment a lot for a house in Malaysia?▼
What salary do I need for RM5,000/month mortgage?▼
Can I negotiate lower instalment with the developer?▼
Hartanah Baru Untuk Ansuran RM5,000 Sebulan
Dengan ansuran RM5,000 sebulan, anda layak memiliki hartanah bernilai sehingga RM1,221,403. Pengiraan berdasarkan kadar faedah 4.2% setahun dan tempoh pinjaman 35 tahun. Gaji minimum yang diperlukan ialah RM8,333 sebulan berdasarkan DSR 60%. Layari senarai projek di atas untuk melihat pelancaran baharu yang sepadan dengan bajet anda.