Property Review

Single Storey Terrace Homes (Charm & Rejoice) @ Amansara North, Setia Fontaines, Penang

Powered by verified data + DOSM

Generated 14 June 2026

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Executive Summary

Developer

SP Setia

Location

Kepala Batas, Penang

Type

Landed House

Price

RM475k+

Tenure

Freehold

Completion

NewProjek Verdict

  • **Value & Pricing**: RM475,000 entry price is competitive for freehold terrace homes in Penang's northern corridor, though pricing appears mid-range relative to similar SP Setia developments; represents reasonable value if built quality matches developer standards, though final cost-benefit depends on actual built-up area and finishes.
  • **Location & Connectivity**: Kepala Batas offers affordable peripheral positioning with highway access via North-South Expressway, but lacks MRT connectivity and relies on private transport; proximity to Setia Fontaines amenities provides some convenience, though limited public transport integration may restrict appeal to non-car owners.
  • **Risk & Timing**: Completion timeline is not disclosed, creating uncertainty around investment returns and occupation timelines; as a relatively new/under-development area, market liquidity and future demand carry moderate risk; early-stage project purchases depend on developer track record and pre-launch

NewProjek Score

8

Worth Considering

  • Developer verification status not confirmed
  • Freehold tenure provides long-term ownership security
  • Priced below area median — potential value opportunity
Market Price Analysis

Is this project priced fairly?

Developer PriceRM475,000
Penang MedianRM580,000
Priced 18% below area median

Pulau Pinang — Median Condo Prices (Verified)

YearMedian PriceYoY Change
2021RM470,000
2022RM482,000+2.6%
2023RM495,000+2.7%
2024RM508,000+2.6%
2025RM520,000+2.4%
Investment Analysis

Est. Monthly Rental

RM1,700–2,300

Based on similar properties in Penang

Gross Rental Yield

4.5%–5.5%

Annual rental / property price

Area Price Trend

+10.6%

Verified data 2021–2025

Price-to-Income

6.1x

National avg: 6.8x

Loan Eligibility by Salary

Monthly SalaryMax AffordableCan Afford?
RM5,000RM704kYes
RM7,000RM1.0 milYes
RM10,000RM1.5 milYes
RM15,000RM2.3 milYes
RM20,000RM3.2 milYes

Based on 4.5% interest, 35-year tenure, 70% DSR, RM500 existing commitments, 90% loan margin

Area Profile

DOSM income data for Penang

Median Household Income

RM6,502/mo

DOSM 2022

Mean Household Income

RM8,267/mo

DOSM 2022

Households Above RM8k

~37%

Estimated for Penang

Comparable Projects

Similar projects in Penang

ProjectLocationPrice FromStatus
Vivo Executive Apartment | Penang PropertySeberang PeraiRM270kRecently Completed
Ideal Venice Residency @ Island Glades, PenangBukit GambirRM300kCompleted
TreeOBayan LepasRM300kRecently Completed
Why Consider + Risk Factors

Why Consider

  • Freehold landed property at competitive RM475,000 price point
  • Reputable SP Setia developer ensures quality construction standards
  • Kepala Batas location offers growing economic development potential
  • Strategic Penang location near major commercial and industrial hubs
  • Single storey design ideal for families seeking affordability

Risk Factors

  • Under construction — completion delays are possible
  • No MRT/LRT station listed nearby — may affect future demand

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Disclaimer: This report is generated using publicly available data from the government, DOSM, and developer disclosures. Rental estimates, yield projections, and risk assessments are indicative only and do not constitute financial advice. Market conditions may change. Consult a licensed property valuer or financial advisor before making investment decisions. NewProjek is not responsible for any decisions made based on this report.