Property Review

Single Storey Terrace Homes (Charm & Rejoice) @ Amansara North, Setia Fontaines, Penang

Powered by verified data + DOSM

Generated 29 July 2026

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Executive Summary

Developer

SP Setia

Location

Kepala Batas, Penang

Type

Landed House

Price

RM475k+

Tenure

Freehold

Completion

NewProjek Verdict

  • **Pricing & Value**: RM475,000 entry price is competitive for freehold terrace homes in Penang's northern corridor, offering reasonable value relative to built-up area and tenure, though pricing power may be limited by the relatively modest location tier within the state's property hierarchy.
  • **Location & Connectivity**: Kepala Batas positioning provides accessibility via major highways (North-South Expressway) but lacks direct MRT connectivity, making it dependent on personal vehicles or bus networks; proximity to Penang's commercial centers is moderate, suiting commuters willing to travel 30-45 minutes.
  • **Risk & Timing**: Absence of specified completion date presents execution risk and potential delays in asset realization; market absorption timing for this price segment in northern Penang remains uncertain, and buyer exit liquidity may be constrained compared to properties in established urban hotspots, warranting patience-oriented investment horizon.

NewProjek Score

8

Worth Considering

  • Developer verification status not confirmed
  • Freehold tenure provides long-term ownership security
  • Priced below area median — potential value opportunity
Market Price Analysis

Is this project priced fairly?

Developer PriceRM475,000
Penang MedianRM580,000
Priced 18% below area median

Pulau Pinang — Median Condo Prices (Verified)

YearMedian PriceYoY Change
2021RM470,000
2022RM482,000+2.6%
2023RM495,000+2.7%
2024RM508,000+2.6%
2025RM520,000+2.4%
Investment Analysis

Est. Monthly Rental

RM1,700–2,300

Based on similar properties in Penang

Gross Rental Yield

4.5%–5.5%

Annual rental / property price

Area Price Trend

+10.6%

Verified data 2021–2025

Price-to-Income

5.4x

National avg: 6.8x

Loan Eligibility by Salary

Monthly SalaryMax AffordableCan Afford?
RM5,000RM704kYes
RM7,000RM1.0 milYes
RM10,000RM1.5 milYes
RM15,000RM2.3 milYes
RM20,000RM3.2 milYes

Based on 4.5% interest, 35-year tenure, 70% DSR, RM500 existing commitments, 90% loan margin

Area Profile

DOSM income data for Penang

Median Household Income

RM7,386/mo

DOSM 2024

Mean Household Income

RM9,152/mo

DOSM 2024

Households Above RM8k

~42%

Estimated for Penang

Comparable Projects

Similar projects in Penang

ProjectLocationPrice FromStatus
Vivo Executive Apartment | Penang PropertySeberang PeraiRM270kCompleted
TreeOBayan LepasRM300kCompleted
Ideal Venice Residency @ Island Glades, PenangBukit GambirRM300kCompleted
Why Consider + Risk Factors

Why Consider

  • Freehold tenure ensures long-term ownership and wealth accumulation
  • SP Setia's reputation guarantees quality construction and after-sales service
  • Strategic Kepala Batas location offers affordability with growth potential
  • Single storey design perfect for families seeking low maintenance
  • RM475,000 entry price provides excellent value for landed property

Risk Factors

  • Under construction — completion delays are possible
  • No MRT/LRT station listed nearby — may affect future demand

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Disclaimer: This report is generated using publicly available data from the government, DOSM, and developer disclosures. Rental estimates, yield projections, and risk assessments are indicative only and do not constitute financial advice. Market conditions may change. Consult a licensed property valuer or financial advisor before making investment decisions. NewProjek is not responsible for any decisions made based on this report.