Property Review

Single Storey Terrace, Taman Jelita @ Papar, Sabah

Powered by verified data + DOSM

Generated 29 July 2026

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Executive Summary

Developer

Location

Papar, Sabah

Type

Landed House

Price

RM433k+

Tenure

Leasehold

Completion

NewProjek Verdict

  • **Value & Pricing**: The RM433,000 entry point is competitive for single-storey terrace housing in Sabah's secondary markets; however, leasehold tenure may limit long-term appreciation compared to freehold alternatives, and affordability depends on local income levels in Papar.
  • **Location & Connectivity**: Papar is a rural township with limited urban infrastructure and no MRT access; accessibility relies on private transport, making it suitable primarily for buyers seeking affordable housing rather than those prioritizing convenience or strong connectivity to major commercial hubs.
  • **Risk & Timing**: The unspecified completion date creates uncertainty for financing and occupancy planning; secondary market liquidity in Papar is typically limited, potentially affecting exit strategies, though current market conditions and local development trends should be verified before commitment.

NewProjek Score

6.3

Moderate

  • Developer verification status not confirmed
  • Leasehold tenure — check remaining lease years
  • Priced in line with area median
Market Price Analysis

Is this project priced fairly?

Developer PriceRM433,000
Sabah MedianRM400,000
Priced 8% above area median

Sabah — Median Condo Prices (Verified)

YearMedian PriceYoY Change
2021RM320,000
2022RM328,000+2.5%
2023RM335,000+2.1%
2024RM343,000+2.4%
2025RM350,000+2.0%
Investment Analysis

Est. Monthly Rental

RM1,500–2,100

Based on similar properties in Sabah

Gross Rental Yield

4.5%–5.5%

Annual rental / property price

Area Price Trend

+9.4%

Verified data 2021–2025

Price-to-Income

7.4x

National avg: 6.8x

Loan Eligibility by Salary

Monthly SalaryMax AffordableCan Afford?
RM5,000RM704kYes
RM7,000RM1.0 milYes
RM10,000RM1.5 milYes
RM15,000RM2.3 milYes
RM20,000RM3.2 milYes

Based on 4.5% interest, 35-year tenure, 70% DSR, RM500 existing commitments, 90% loan margin

Area Profile

DOSM income data for Sabah

Median Household Income

RM4,890/mo

DOSM 2024

Mean Household Income

RM6,498/mo

DOSM 2024

Households Above RM8k

~28%

Estimated for Sabah

Comparable Projects

Similar projects in Sabah

ProjectLocationPrice FromStatus
The Shore @ Kota KinabaluKota KinabaluRM450kNew Launch
Why Consider + Risk Factors

Why Consider

  • Affordable single storey terrace at RM433,000 in growing Papar market
  • Strategic location in Sabah's developing residential area with growth potential
  • Lower entry price point for first-time homebuyers and investors
  • Established residential community with essential amenities and local infrastructure
  • Solid investment opportunity in emerging Papar property market

Risk Factors

  • Under construction — completion delays are possible
  • Leasehold tenure may depreciate faster than freehold
  • No MRT/LRT station listed nearby — may affect future demand

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Disclaimer: This report is generated using publicly available data from the government, DOSM, and developer disclosures. Rental estimates, yield projections, and risk assessments are indicative only and do not constitute financial advice. Market conditions may change. Consult a licensed property valuer or financial advisor before making investment decisions. NewProjek is not responsible for any decisions made based on this report.